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Please read the following legal notice carefully. Your use of this web site constitutes your agreement with the terms and conditions set forth below. These terms and conditions may be changed or updated at any time. By using this web site, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current terms of use to which you are bound.

Dennis L. Northington dba Northington Consulting offers risk management consulting services. Information contained herein is provided solely for general information purposes and is not intended to be a solicitation or an offer to sell in connection with any product or service, nor is the information a complete description of all terms, conditions and exclusions applicable to any of the products and services described or mentioned. In Texas and in many other states risk management consulting is a licensed and regulated industry. Services offered are only available for residents and companies in those states in which Dennis L. Northington is duly licensed. Services mentioned in this web site are only available to residents and entities in those states subject to individual license authority of each state. Unless otherwise indicated, the services are available for within the United States only and not all services are available in all states or locations.

All trademarks, service marks, trade names, logos and icons, registered or not, are the property of Northington Consulting or third parties which may be indicated. Other materials, including video, sound recordings and images, on this web site are a copyright of, or proprietary to Northington Consulting, or are used with the consent of the owner. (Note: National Public Radio® does not promote or endorse the products or services of Northington Consulting. However, NPR® permits links to content on NPR® Web sites and NPR® reserves the right to withdraw permission for any link.)

The contents of this site are protected by copyright, trademark or other intellectual property laws of the United States. Unauthorized use may violate copyright, trademark and other laws.  You may copy or print materials of Northington Consulting from this site limited solely for your non-commercial, personal use unless otherwise indicated. You must retain any and all proprietary or copyright notices. You may not copy, transmit, distribute, modify, publicly perform, reuse, sell, or display any of the contents of this web site for any public or commercial purpose except with the prior written consent of Northington Consulting or the owners of the materials. You may not use the contents in any other web site or in a network computer environment. 

Links from this web site to another web site may be provided for users' convenience only. Northington Consulting does not control or review these sites nor does the provision of any link imply an endorsement or association of such web sites nor does Northington Consulting  approve, endorse or certify information available at any external site or linked address. Northington Consulting is not responsible for and makes no representation or warranty regarding the contents, completeness, accuracy or newsworthiness of any materials or information on such sites. Northington Consulting is not responsible for and makes no representation or warranty regarding the security of your use of this or any web site. If you decide to access this or any web site you do so at your own risk.

The materials and services on this web site are provided "as is" and for information purposes only. Northington Consulting makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. None of the information contained within this website constitutes legal advice and should not be relied upon as a substitute for legal advice or business advice. Northington Consulting disclaims all warranties of any kind, express or implied, including, but not limited to implied warranties of merchantability or fitness for a particular purpose or non-infringement of other's rights including any errors or delays in the reporting of news on this site, or for any actions taken in reliance thereon. Northington Consulting does not warrant that the web site will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. Northington Consulting makes no representation or warranty that all services are available in all locations.

In no event shall Northington Consulting be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this web site or the materials or services provided on this web site or the products or services received from this web site. Exemptions of implied warranties may not be allowed in all jurisdictions.

This web site and the agreement shall be governed by the laws of the State of Texas without giving effect to any principles of conflict of laws. If any provision or provisions of this agreement shall be held to be invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining provisions shall not in any way be affected or be impaired thereby. You agree that any dispute between you and Northington Consulting arising from your use of this web site shall be brought exclusively in the state or federal courts of competent jurisdiction in Texas.

If you have any questions about the terms of use, please contact help@risk-advisor.com.

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